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“薪火传承 思源致远”，杭州茴香医药科技有限公司栉风沐雨，历经19个春秋，成为一所“综合性、研究型”的一流综合型写作机构，并向一流写作服务机构稳步迈进。“论文撰稿一流精华，论文发表独家优势”，本公司以“宁失万贯，不失诚信，仰不愧于天，俯不怍于地”为宗旨,以“按时是我们诚信基础，录用是我们工作目标”为己任，致力于探索学术领域，攀登学术高峰，满足客户需求，凭借拥有国内多所著名高校人才资源优势，撰稿修改文章已有31700多篇在SCI、权威期刊、核心期刊上发表...更多
Abstract
Abstract
With the increasingly fierce market competition , the development of the financial industry has gradually closer to the customer , for the development of the central link to the enterprise , customers pay more attention to the development trends . How to gain advantage in the fierce market competition , and how to make use of modern scientific and technological means of computer Internet technology forecasting , tracking customers' future planning , continue to tap the potential customer , the major factor in the development of this is Banking . The banking industry is how to deal with these information systems data to improve the bank 's services , and enhance market competitiveness , prevention of credit risk , to resolve the problem of production , processing of information sharing , improve credit management , improve credit quality , reduce credit risk , planning and business services process , strengthen credit forecast , realization of intensive management of credit operations is the need to address the problem of banks on the road of sustainable development .
Handled according to the bank 's day-to-day credit business processes and operating procedures, conducted a comprehensive analysis of the demand for credit risk management system . Listed on the basis of the detailed design of the system , the implementation of the various functional modules of the system and to achieve interface . According to the China Merchants Bank credit management approach , the project is the implementation of the principle of hierarchical authority approval , using a rigorous approval process in the design of the system , standardize the operation of the credit business , to circumvent the operating risk . In product pricing associated with China Merchants Bank, the original risk assessment system , the fluctuations in the value of the collateral by the borrower 's financial condition , credit history , credit assessment of the credit risk of the project , to make up for high pricing than high risk.
The main online collaborative credit management system , online review , online query integration of online collaboration . Not just to achieve the original electronic processes , improve efficiency and management level , one also has a good performance in the actual test applications .
Key word: banking; credit risk management information system ; B / S architecture ; design; achieve
With the increasingly fierce market competition , the development of the financial industry has gradually closer to the customer , for the development of the central link to the enterprise , customers pay more attention to the development trends . How to gain advantage in the fierce market competition , and how to make use of modern scientific and technological means of computer Internet technology forecasting , tracking customers' future planning , continue to tap the potential customer , the major factor in the development of this is Banking . The banking industry is how to deal with these information systems data to improve the bank 's services , and enhance market competitiveness , prevention of credit risk , to resolve the problem of production , processing of information sharing , improve credit management , improve credit quality , reduce credit risk , planning and business services process , strengthen credit forecast , realization of intensive management of credit operations is the need to address the problem of banks on the road of sustainable development .
Handled according to the bank 's day-to-day credit business processes and operating procedures, conducted a comprehensive analysis of the demand for credit risk management system . Listed on the basis of the detailed design of the system , the implementation of the various functional modules of the system and to achieve interface . According to the China Merchants Bank credit management approach , the project is the implementation of the principle of hierarchical authority approval , using a rigorous approval process in the design of the system , standardize the operation of the credit business , to circumvent the operating risk . In product pricing associated with China Merchants Bank, the original risk assessment system , the fluctuations in the value of the collateral by the borrower 's financial condition , credit history , credit assessment of the credit risk of the project , to make up for high pricing than high risk.
The main online collaborative credit management system , online review , online query integration of online collaboration . Not just to achieve the original electronic processes , improve efficiency and management level , one also has a good performance in the actual test applications .
Key word: banking; credit risk management information system ; B / S architecture ; design; achieve
目 录
1绪论. 1
1.1研究背景与意义. 1
1.2研究内容. 2
1.3国内外研究综述. 2
1.4研究方法与措施. 3
2.基础系统技术研究. 5
2.2MODEL VIEW CONTROLLER框架. 17
3.银行信贷风险管理系统需求分析. 21
3.1银行信贷风险管理业务建模. 21
3.2银行信贷风险管理业务用例建模. 26
4. 在银行信贷风险管理系统设计. 34
4.1体系结构选择. 34
4.2对象设计模型. 35
4.3数据层设计. 41
4.4安全性设计. 42
5. 银行信贷风险管理系统实现. 42
5.1银行信贷风险管理系统运行环境. 42
5.2银行信贷风险管理系统数据库连接. 42
5.3银行信贷风险管理系统WEB层组件. 44
5.4银行信贷风险管理系统业务层. 45
5.5银行信贷风险管理系统视图层. 45
5.7银行信贷风险管理系统的确定. 46
6.结论. 48
6.1 主要结论. 48
6.2 创新之处. 48
6.3 局限性. 49
6.4 进一步研究的问题. 49
致谢. 50
参考文献. 50